Tag: individual health insurance

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What Has Health Care Reform Done

Healthcare reform passed over two years ago and many Americans are scratching their heads trying to figure out how it has helped them. Most Americans (more than 250 million) have health insurance coverage through their employer or through Medicaid or Medicare, about 40 million or so are uninsured, and around […]

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States Resisting Health Insurance Overhaul

ARIZONA: A bill that would require Arizona health insurance carriers to provide written claim reports to plan sponsors up to twice a year, upon request, has been favorably amended in the House to make compliance less onerous. Modeled after a Texas law enacted in 2007, the bill originally required the […]

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Iowa Health Insurance Medical Loss Ratio

State Iowa Health Insurance Commissioner Susan Voss has submitted a letter to Secretary Kathleen Sebelius requesting a waiver from the federal medical loss ratio (MLR) requirement for her state’s individual health insurance market. The letter expresses concern that the 80 percent MLR requirement established by the PPACA may disrupt the […]

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Kansas Health Insurance Companies Individual Market

The Kansas Health Insurance Department held a fact-finding hearing last week on the impact that PPACA’s 80 percent MLR will have on health insurance companies operating in the state’s individual health insurance market and any potential disruption of the market as a whole. The Department asked insurers to provide information […]

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Problematic Health Insurance Reform One Year Anniversary

Senate Finance Republicans are using the one-year anniversary of the PPACA to question Health and Human Services (HHS) Secretary Kathleen Sebelius on what they call the administration’s lack of transparency in the law’s implementation.  During a Senate Finance Committee hearing, Sen. Orrin Hatch (R-UT) said that the Congressional Research Service […]

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Individual Health Insurance Reform Intense Debate

When House Republicans voted Friday to block funding for health care reform implementation (see below), it was with the knowledge that most Americans disapprove of the tactic. A new CBS News poll shows 55 percent of Americans disapprove of the defunding effort while just 35 percent support it. The poll […]

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The Real Deal On Health Insurance Reform

Without being too specific, President Obama signaled a willingness to consider changes to the Patient Protection and Affordable Care Act (PPACA) during his State of the Union speech last week. The only detail referenced, though, was the proposed elimination of a tax-reporting provision of the law that is unpopular with […]

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Aetna Insurance Withdrawals From Colorado Health Insurance

Aetna insurance is withdrawing from Colorado individual health insurance market effective 2/1/11 Aetna health insurance no longer offers Aetna Advantage Plans for Individuals, Families and the Self Employed plans in Colorado health insurance. Why is Aetna health insurance making this change? After reviewing the Aetna portfolio of Individual health insurance […]

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Individual Health Insurance Reform Update January 2011

Last Wednesday, Jan. 19, the United States House of Representatives voted 245-189 to repeal the nation’s individual health insurance reform law, the Affordable Care Act. While a full repeal is not expected, we should see a number of congressional hearings on the topic over the next few months. The Affordable […]