health insurance exchange

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Obamacare Survival Guide Review and Information

If you like reading out of date information, the new book Obamacare 911 Survival Guide is the book for you! Before I became a health insurance agent, I used to work in publishing at McGraw-Hill. And long story short, anything in book form is not up-to-date information. Furthermore, Healthcare Reform is still […]

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Reform Update: Health Insurance Premium Tax Credit Released

This week’s edition includes information about: Health Insurance Premium Tax Credit Rule Released The Patient Protection and Affordable Care Act (Affordable Care Act) makes premium tax credits available to eligible individuals that enroll through the Exchange. Individuals are only eligible to receive a premium tax credit if they are not […]

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Problematic Health Insurance Reform One Year Anniversary

Senate Finance Republicans are using the one-year anniversary of the PPACA to question Health and Human Services (HHS) Secretary Kathleen Sebelius on what they call the administration’s lack of transparency in the law’s implementation.  During a Senate Finance Committee hearing, Sen. Orrin Hatch (R-UT) said that the Congressional Research Service […]

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Individual Health Insurance Reform Update January 2011

Last Wednesday, Jan. 19, the United States House of Representatives voted 245-189 to repeal the nation’s individual health insurance reform law, the Affordable Care Act. While a full repeal is not expected, we should see a number of congressional hearings on the topic over the next few months. The Affordable […]

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Health Insurance Medical Loss Ratio and Exchanges

The Department of Health and Human Services (HHS) has released two new sets of guidelines: the long-awaited regulations governing the Affordable Care Act provision on Medical Loss Ratio (MLR) and the first of a series of guidance and rules to aid states in complying with a health care reform law […]

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Health Insurance Quotes for Children Don’t Exist

All insurance carriers are halting sales of individual health insurance for children policies based on confusion over a federal reform provision that takes effect today. The health insurance reform act that was passed in March requires that policies starting now or in the future cannot exclude, limit, or deny medical […]

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Health Insurance Reform Washington Update

Summary of what has been happening in Washington as of Aug. 6, 2010. Senators Introduce New Legislation to Increase Transparency and Competition in Insurance Industry Senators Mark Pryor (D-AR), Jay Rockefeller (D-WV) and Barbara Boxer (D-CA) introduced “The Insurance Competition and Transparency Act” (S. 3685) in the Senate Committee on […]

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Health Insurance Reform Schedule

2010 New programs: Temporary retiree reinsurance program. National risk pool, small business tax credit. $250 rebate for Medicare members who reach the “doughnut hole”. Health Insurance Reforms: No lifetime benefit limits based on dollar amounts. Allowed restricted yearly limits on the dollar value of certain benefits. No coverage rescissions/cancellations (except […]

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Health Insurance Reform News July 2010

Health insurance reform will inevitably add to the already unsustainable federal deficit. In addition, it will prove impossible for the government to create and establish a more efficient system than the one now in place. These are some of the arguments of more than a dozen states that have filed […]

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This Week in Health Care Reform

Primary elections were held in 11 states this week as lawmakers returned to Washington, D.C., to face a growing list of unfinished legislative business including a jobs bill and environmental issues stemming from the Gulf crisis. Meanwhile, President Barack Obama launched a public relations campaign to combat skepticism around his […]