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Health Insurance Reform State Updates

The Legislative New Mexico health insurance Health and Human Services Interim Committee has endorsed rate reviews and health insurance exchange bills. Governor Dave Heineman has announced that Bruce Ramge has been appointed Director of the Department of Nebraska Health Insurance, effective immediately. Governor Steve Beshear has announced changes  designed to […]

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Health Insurance Medical Loss Ratio and Exchanges

The Department of Health and Human Services (HHS) has released two new sets of guidelines: the long-awaited regulations governing the Affordable Care Act provision on Medical Loss Ratio (MLR) and the first of a series of guidance and rules to aid states in complying with a health care reform law […]

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Health Insurance State Reforms

Connecticut health insurance : The Department of Insurance has submitted its package of proposed legislation for 2011 providing a clear indication of the Department’s current priorities. The package would have to be approved (and/or amended) by the next Administration before any proposed legislation is submitted to the legislature in January. […]

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Health Care Reform Overhaul Update

Last week, Health & Human Services Secretary Kathleen Sebelius issued a letter to the National Association of Insurance Commissioners expressing concerns about the approach some carriers have considered for child-only health insurance coverage. In particular, while endorsing the idea of open enrollment periods, she rejected the idea of denying sick […]

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Health Insurance Quotes for Children

Health insurance companies are reluctant to offer child only health insurance policies under The Obama administration and new health law. The Affordable Care Act also know as Obama Care, states that all future plans in the individual health insurance market for children age 18 and younger cannot deny coverage to […]

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Health Care Reform Implementation Update

Sept. 23, 2010, marked the six-month anniversary of the enactment of the Affordable Care Act. There has been a lot of news coverage on this milestone during the past few days and it is likely that more will follow. Certain provisions of the Affordable Care Act are effective starting with […]

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Health Insurance Quotes for Children Don’t Exist

All insurance carriers are halting sales of individual health insurance for children policies based on confusion over a federal reform provision that takes effect today. The health insurance reform act that was passed in March requires that policies starting now or in the future cannot exclude, limit, or deny medical […]

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Losing Cobra or Group health insurance coverage?

Are you going to be losing your cobra or group health insurance coverage? Many people today are losing their cobra coverage as the government extensions and subsidies are finally going away. To make things worse, with the new health care reform laws, employers are cutting coverage benefits as well. Some […]

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Health Insurance Reform Washington Update

Summary of what has been happening in Washington as of Aug. 6, 2010. Senators Introduce New Legislation to Increase Transparency and Competition in Insurance Industry Senators Mark Pryor (D-AR), Jay Rockefeller (D-WV) and Barbara Boxer (D-CA) introduced “The Insurance Competition and Transparency Act” (S. 3685) in the Senate Committee on […]

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Revive the Public Health Insurance Option

Progressive Democrats Attempt to Revive the Public Health Insurance Option A group of 129 progressive House of Representatives Democrats, seeking to revive the public option, introduced legislation on July 22 to establish a public health insurance plan that would compete with private health insurers. It is highly unlikely that the […]