Michael@easytoinsureme.com
Logo
  • Home
  • Travel Insurance
  • Dental
  • Vision
  • Health Insurance
    • Aetna
    • Anthem BlueCross BlueShield
    • Humana
    • Golden Rule Insurance – A United Healthcare Company
  • Get Your Quote
  • Blog

Dental Insurance for the Self Employed and Other Number Crunchers

  • Home
  • /
  • dental
  • /
  • hsa
  • /
  • self employed
  • /
  • united health one
  • /
  • Dental Insurance for the Self Employed and Other Number Crunchers
Standard / by admin / August 8, 2012 / No Comments

Is shopping for dental insurance driving you crazy? If you are an accountant, engineer, realtor, architect, or financial consultant, and you’re self employed, I expect you’ve spent more time than you anticipated in crunching numbers and trying to justify health and dental insurance costs. Number crunching can be very difficult when it comes to health insurance because of all the variables that come into play. A random hip replacement or ruptured appendix is very difficult to budget for and the idea of self-insuring, probably doesn’t work within the self employed economic numbers of 2012. So for now keep those valuable Health Savings Accounts (HSA) in place and avoid the IRS by funding the account with those pre-taxed dollars.

 

Dental Care and Dental Insurance for Mathematicians.

Dental Question:  How Much Are Americans Spending on Dental Care?

Last year Americans spend $106 billion on dental care. This was a combination of cleanings, x-rays, exams, filings, root canals, crowns, bridges, etc. In 2012 the estimated US population is 314 million. So let’s start crunching the dental numbers:

106,000,000,000 divided by 314,000,000 = $338 spent per a year per an American.

BUT, our numbers are including infants with no teeth, and elderly with no teeth, and all the small percentage of Americans that just ignore dental care completely, some even dying from no dental care. This number also ignores the poor people who simply get low cost extractions done and never get any proper procedures done to save a tooth.

Regardless we will stick with the average of $338 per a person. So the average cost of dental insurance in the US is only around $25 per a person per a month. Some basic Humana One dental policies can be as low as $13-$20 while other high quality United Health PPO policies cost around $25 a month. As you can see the annual premium is less than what the average American spends on dental care. Furthermore, probably the best statistic is that the average person who has dental insurance, will go to the dentist nearly twice as much as the person without dental coverage. Since most policies cover two cleanings per a year for free, policy holders are more inclined to make 2 appointments per a year.

Is Self Employed Dental Insurance Right for Me?

  1. I value my smile.
  2. I don’t want to have false teeth.
  3. My clients have nice teeth and I should too.
  4. I have good teeth and want to keep them healthy so I don’t have to get major dental work completed.
  5. I used to work in a corporation and had good dental insurance and want to have the same benefits.
  6. I realize that I only am alive once and would prefer to go through life with healthy teeth.
  7. Heart disease runs in my family and I understand I should avoid gum disease at all costs.

Keep that smile. Buy dental insurance for the self employed.

Tags: dental caredental insurancehealth savings account

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  • Next Coventry Health Care Acquired by Aetna
  • Previous Walgreens Soon to Accept Anthem Blue Cross Blue Shield Health Insurance

Find Out More

Get A FREE Quote!

Request Your FREE Health Quote NOW!

Current News Articles

  • Affordable Health Insurance for Nurses and Nursing Students
  • Oscar Health Insurance Plans for 2020
  • National General Health Insurance
  • Short Term Health Insurance Facts for 2019
  • Medicare Insurance Agent Hudson Ohio

Past News Articles

Recent Posts

  • Affordable Health Insurance for Nurses and Nursing Students
  • Oscar Health Insurance Plans for 2020
  • National General Health Insurance
  • Short Term Health Insurance Facts for 2019
  • Medicare Insurance Agent Hudson Ohio

Recent Comments

  • admin on Affordable Health Insurance for Nurses and Nursing Students
  • admin on Affordable Health Insurance for Nurses and Nursing Students
  • admin on Affordable Health Insurance for Nurses and Nursing Students
  • admin on Affordable Health Insurance for Nurses and Nursing Students
  • Connie Minish on Affordable Health Insurance for Nurses and Nursing Students

Archives

  • October 2019
  • September 2019
  • June 2019
  • August 2018
  • July 2018
  • July 2016
  • June 2016
  • October 2014
  • May 2014
  • January 2014
  • October 2013
  • September 2013
  • August 2013
  • July 2013
  • June 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • June 2012
  • May 2012
  • April 2012
  • March 2012
  • May 2011
  • April 2011
  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • November 2010
  • October 2010
  • September 2010
  • August 2010
  • July 2010
  • June 2010
  • May 2010
  • April 2010
  • March 2010
  • February 2010
  • January 2010
  • December 2009
  • November 2009

Categories

  • adult basic
  • aetna health insurance
  • affordable health insurance
  • AHCCS
  • alabama health insurance
  • anthem
  • arizona health care cost containment system
  • arizona health insurance
  • arkansas health insurance
  • autism
  • badger care
  • Blog
  • blue cross
  • blue cross blue shield florida
  • blue cross blue shield michigan
  • blue cross blue shield south carolina
  • blue cross blue shield tennessee
  • blue cross blue shield texas
  • blue shield
  • buying individual health insurance
  • california health insurance
  • celtic insurance
  • children
  • CHIP
  • cigna
  • cobra
  • colorado health insurance
  • compare health insurance
  • connecticut health insurance
  • copay select
  • coventry health care
  • cover florida
  • delaware health insurance
  • dental
  • divorce
  • easy to insure me
  • EasyToInsureME
  • family
  • florida health insurance
  • flu
  • georgia health insurance
  • golden rule insurance
  • group health insurance
  • h1n1
  • hawki
  • health
  • health america
  • health care
  • health care 2014
  • health care overhaul
  • health care reform
  • health insurance
  • health insurance broker
  • health insurance companies
  • health insurance exchange
  • Health Insurance for Nurses
  • health insurance plan
  • health insurance plans
  • health insurance policy
  • health insurance quotes
  • health insurance rates
  • health insurance reform
  • health insurance shopping
  • health net
  • health savings account
  • health wave
  • healthy families
  • healthy indiana
  • HHS
  • high deductible health plan
  • high risk pool
  • highmark blue cross blue shield
  • hmo
  • homepagepost
  • hsa
  • humana health insurance
  • illinois health insurance
  • indiana health insurance
  • individual health insurance
  • individual health insurance mandate
  • individual health insurance quotes
  • iowa care
  • iowa health insurance
  • jobs
  • kansas health insurance
  • kentucky health insurance
  • kids care
  • louisiana health insurance
  • low cost health insurance
  • maryland health insurance
  • maternity
  • medical discount plans
  • medical insurance
  • medical mutual
  • medicare insurance
  • mi child
  • michigan health insurance
  • mississippi health insurance
  • missouri health insurance
  • MLR
  • nebraska health insurance
  • nevada health insurance
  • new mexico health insurance
  • north carolina health insurance
  • obama care
  • ohio health insurance
  • oklahoma health insurance
  • pennsylvania health insurance
  • PPACA
  • ppo
  • pre existing condition
  • prescription
  • press release
  • private health insurance
  • qualified health insurance plans
  • self employed
  • small business
  • smoking
  • south carolina health insurance
  • spouse
  • student health insurance
  • swine flu
  • tax credit
  • tenncare
  • tennessee health insurance
  • texas health insurance
  • tobacco
  • Uncategorized
  • unemployment
  • united health one
  • virginia health insurance
  • vision
  • wisconsin health insurance

Meta

  • Log in
  • Entries feed
  • Comments feed
  • WordPress.org

Get Enrolled NOW!

Request A FREE Quote!

Terms

Privacy Policy

Terms and Conditions

Attention: This website is operated EasyToInsureME and is not the Health Insurance Marketplace website. In offering this website, EasyToInsureME is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

More Information

  • Get Your Quote
  • Marketplace / On Exchange
  • About Us

Types of Insurance

  • Ohio Medicare
  • Dental
  • Vision
  • Health Insurance

Activity Calendar

March 2023
M T W T F S S
 12345
6789101112
13141516171819
20212223242526
2728293031  
« Oct    
Copyright 2023 Easy To Insure Me Website by Storm Wolf Design