UnitedHealthOne is the official brand name of the United health insurance family of companies that offers individual health products. Golden Rule insurance is the underwriter and administrator of UnitedHealthOne. With over sixty years of experience serving individuals and families, they provide high quality products, timely claims handling, and outstanding customer service. UnitedHealthOne offers one of the most customization of plan benefits. With so many great options you can be sure to find affordable insurance through this carrier.
More than 70 million customers have entrusted United Health Care and United Health One for their individual health needs. With their networks and plans, clients have easy access to high quality care from physicians and hospital across all fifty states.
Golden Rule Insurance
Golden Rule Insurance is the underwriter and administrator for United Health One. United Health Care serves more than 26 million individuals and families nationwide. United Health One is rated A (Excellent) by A.M. Best, and A+ (Strong) by Standard & Poor’s.
UnitedHealthOne Insurance Plans
With the constant rise on the health care costs, you might be seeking to save some money with your family’s medical coverage. With UnitedHealthOne short term insurance sometimes the more moderately prices plans offer the best coverage for your family. This is where UnitedHealthOne is helping consumers to have healthcare.
UnitedHealthOne Insurance has become one of the most reliable providers of healthcare in the market today. Many Americans have health insurance plan that is provided by their employer. These plans are usually by far the most affordable choice available, because the employer subsidizes the plan costs. However, you may not be offered health insurance through your job. You may be responsible for finding your own health insurance. UnitedHealthOne may be the company for you.
United Health One Insurance Plans Overview:
UnitedHealthOne’s Choice Plus network is recognized nearly everywhere, as it is one of the largest network in the country. This is a key component to the plan benefits. Many shoppers know that the new Affordable Care Act plans have “skinny” networks, meaning it is very hard to find a doctor who accepts the ACA plans or the Obamacare coverage.
Our staff at EasyToInsureME.Com can help you shop for health insurance alternatives through companies such as UnitedHealthOne.
I am currently covered under a short term health insurance policy through UnitedHealthOne. This policy covers my husband, children and I. We live in Hudson, Ohio and are able to access a wide range of healthcare services using our coverage, though our coverage is NOT Affordable Care Act compliant. It’s NOT Obamacare. We had no choice but to buy short term coverage so we could keep our doctors. We receive very good coverage and our biggest concern is to save money and have good coverage in the unlikely event that we would need to be in the hospital. I do wish that our insurance plan had a lower deductible but it’s a great plan for the price. And the deductible is still only $2500 and Obamacare wanted us to have a $13,000 coverage, and the Obamacare was more money. But really, I have no complaints about the policy and the care provided by United Healthcare’s full PPO network. The main reason we really want this plan is to get into the right hospitals if someone gets hospitalized.
The policy has some concerns, but we are saving around $9,000 a year by having this policy. Our insurance does not cover our annual exams. So I have to pay a reduced rate for GYN services in addition to my physical. I have to pay on my kids well child checkups and any immunization shots that are needed, but I’ve found these are not too expensive as after age 2 or so there are not many vaccinations. And my husband seldom goes to the doctor, but I will pay around $500 or so this year for preventive coverage. It is also easy for us to receive prescriptions at a very good cost with our coverage. We often only need to pay a few dollar fee for prescriptions. A copay is not part of this plan. Essentially, I pay the reduced rate provided by UnitedHealthOne. But even a pediatrician visit is only around $60-$70, which is the same as it would be on the Obama plan.
My last visit to the doctor was a good one. All of my insurance information was accurate and up to date without any type of problem. This made it very easy for me to check in for my appointment quickly and easily. I was then able to see my doctor, a dermatologist, to discuss a small procedure I needed done and it was all covered. Under the Obamacare plan that is $9,000 more, my dermatologist visit would NOT even be covered because the dermatologist is out of network. So my plan covered my visit without any problems.
I do not have any complaints about my coverage through UnitedHealthOne. My family is fortunate to receive such comprehensive coverage at about $400 a month. There are so many individuals who have insurance companies that charge high premiums and offer very little coverage. I guess my complaint is with the IRS. My agent told me that the IRS will not deem my coverage as Obama approved (odd since much of it is better than Obamacare)! So my family will have to pay a tax penalty. The penalty will be close to $2500. But still when I subtract the $2500 from the $9,000 savings, I still get $6,500 savings.
Honestly, I am thankful for this coverage. The idea of spending and extra $500+ a month for healthcare just does NOT fit in our budget. We would have sell our car or get a part time job or something. My agent through EasyToInsureME asked me to write this review. She saved me so much money that I felt I should try to let others know about this process.