Dental? If you do not have dental insurance, you may be wondering if it’s worth purchasing your own policy. Everybody has their own views on dental insurance. Personally, I like my dental insurance policy. I am the type of person who does two cleanings, x-rays, and exams each year, so I always get my my money’s worth from my policy. Then I am also the type of person who about every 4-5 years needs an old filling re-done or some other kind of dental work. Those are the years I love my dental insurance.
Through this site we offer a broad range of plans to meet your dental needs. All plans typically cover preventive and basic dental services. Plans with richer plan benefits cover crowns, root canals, dentures, bridge work and other major dental procedures.
Some people are good at personal dental care, while others are not. Dental insurance is a good way to add structure to your life and to assure that you receive regular checkups and cleanings. Preventive care is an easy way to maintain dental health and avoid more serious and costly issues down the road.
Who Buys Dental Insurance?
Most people who buy dental coverage fall into one of the following categories.
- I’ve always had dental insurance. I left my job, and now I need to buy my own dental insurance.
- I just retired and enrolled in medicare. I need to get dental too.
- Sometimes I have dental insurance, sometimes I don’t but now I think I need to get coverage again.
- I’m 26 and just dropped off my parents plan and I need to buy my own.
- I just graduated from college and I need a job, health insurance AND Dental!
- My mouth is a mess. Years of neglect have created several problems. I need all kinds of work done and I don’t know where to begin.
How can EasyToInsureME Help with Dental Insurance?
Our agents have dealt with tens of thousands of dental shoppers. Through all this experience, we have learned a great deal about the average dental shopper.
Example 1: Many wait until they already have dental problems to shop for insurance.
Solution: You have to get headed in the right direction. Dental care is expensive. If you have not budgeted any money toward dental insurance or dental care, then you have to start a budget.
Example 2: Many people tell us, they are OK for NOW, and they will call back.
Solution: These people surely call back, but they wait until they have dental problems, so they move from Example 2 to Example 1.
Example 3: Not doing the math on the policy.
Solution: If you simply get your two cleanings, X-rays, and exams every year, you will break even on your policy. Essentially, it become Anyway Money…..Anyway Money is money you were going to spend AnyWay. With this mentality, you will see that your savings will come when you need other procedures done. So if you needed a crown and root canal, then national average is $2250. Through most insurance policies you would spend around $700. You would save $1550.
The Best Thing About Dental Insurance
The best thing about dental insurance is that it provides peace of mind. Once you have dental coverage you never need to worry about getting hit with a huge dental bill. In the U.S. teeth are important. From job interviews, to dating, to smiling at a stranger on the sidewalk -everyone notices a person’s teeth. Dental insurance is a good thing.