Hawaii Health Insurance
Most residents in Hawaii get health insurance coverage through an employer. This is due to legislation that says if an employee works twenty or more hours per week for four consecutive weeks than the employer must provide the employee with coverage.
Insurers in Hawaii cannot cancel your insurance because you become sick. However, they can turn you down when applying for individual health insurance coverage. Reasons for a decline are usually due to pre existing health issues. Carriers can accept you and exclude coverage for a certain pre existing condition.
The current law does not limit what insurers can charge for health insurance premiums. Premiums can be raised substantially due to an existing illness.
- Blue Cross Blue Shield
- Kaiser Permanente
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