American Community Insurance
American Community Insurance is a mutual company that was founded in 1938 and is one of the most established carriers in America. For over 70 years, they have been insuring American’s communities with an entire range of quality products for individuals and families. As a mutual company, American Community insurance is owned by the policyholders rather than investors. This allows the carrier to make decisions that directly benefit policyholders.
American Community Insurance History
American Community was created when the Michigan Hospital Benefit Association was created, which was later renamed to American Hospital-Medical Benefit. The carrier was the first company in Michigan to market individual and group hospital and surgical plans. Their mission is to be a secure and reliable carrier, distributing market responsive products through independent agents.
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American Community offers many different products. The Preferred Provider Organization (PPO) plans have a broad network of coverage. The Consumer choice products offer alternatives for savings along with the Short Term interim health coverage for students, self employed or those in between jobs. Individual options for dental, vision and maternity coverage are also available.
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